In Reply to: Travel insurance posted by Kgb on Thursday, 12. July 2012 at 09:32 Bali Time:
I have always used 1 cover, earlier this year I was hospitalised for 5 nights - 1cover were fantastic calling daily and settled the account via a payment guarantee.
Upon my return to Australia I was then able to claim the daily hospital cash allowance and this was in my account within 14 days. I also always pay the additional $25 to have a nil excess.