In Reply to: I'm going to double check posted by Kerryf on Sunday, 10. February 2013 at 14:11 Bali Time:
I'm guessing if your card is stolen or left in an ATM it will probably be cleaned out up to and including the total available amount.
So if your credit limit was $2000 and you loaded another $2000 - someone would probably withdraw to the value of $4000. So you'd be covered for only half of your loss, ie the $2000 credit limit portion.
It would definitely be worth a phone call to double check - and maybe see if there's a daily withdrawal limit?