just checking my card insurance - extract:
We do not cover you for any claims for, caused by or arising from (whether directly or indirectly):
participation in any activities involving a motorcycle or quad-bike during the journey unless it involves you driving a hired motorcycle with an engine capacity of 200cc or less and you hold a current motorcycle licence;
So I read it as we are okay as my husband has a bike licence and always gets an international one as well, and we only hire an automatic scooter.
Agreed?