In Reply to: My reply was assuming the OP was posted by sherbert on Sunday, 30. January 2011 at 11:16 Bali Time:
Don't take offence from what I wrote. I go a couple of time a year have done for the last 10 years. Only a short timer by some standards.
The rates I quoted were from the NAB site at 10:40 this morning. 6% on the buy and 6% on the sell is more than 12% of the original value. But each to there own.