In Reply to: If you want to cover fares etc in case posted by TnT on Monday, 10. January 2011 at 11:51 Bali Time:
i left it till the week before i went way, but two weeks before that i had some surgery that went horribly wrong, which could have potentially stopped me from going to Bali, but because i didn't have insurance at the time of the surgery (i got it after) the cost of flights etc, if i needed to cancel, would not have been covered because it was a "pre-existing condition".... it was touch and go, thankfully i was able to depart!
Given my experience, i would get it ASAP! You never know what could happen!