In Reply to: Travel Insurance posted by sarah_bali on Monday, 10. January 2011 at 09:37 Bali Time:
Travel insurance does not cover you for events arising from something that "your" government has issued a travel warning against.
Bali is on the high risk for terrorism so not covered for terrorist bombings by travel insurance. same as many other countries UK USA Spain etc.
But you are also not covered for civil unrest war or threat of war.
Given we are at war against "terrorism" anyway you wouldn't be covered even if there wasnt a government warning on travel.
Dont worry too much because if an event happened and you were involved i am sure your government would help deal with these matters for you. We are all at the same risk as each other traveling to Bali.
What you wouldnt be covered for is rushing to the airport to fly out just because there has been an event and you no longer want to be there,this is because you were warned not to go in the first place by the government travel warning.