In Reply to: Travel Insurance posted by GSF on Sunday, 7. February 2010 at 10:25 Bali Time:
I have used Covermor and also had a claim that was paid within 2 weeks of lodgement, they will cover me again but unfortunately not for the same problem.
They are a bit dearer than most companies, but do have a good payout record.
I suffer from Asthma and Allergies (Anaphylaxis, seafood)quite a few companies class these as Pre Existing conditions and either will not cover me or place an extra premium on top for cover.
For the last six trips to Bali I have used Travel Insurance Managers and have found that their policy is not as restrictive as some of the others and they are very competitive e.g. 20 days Bali, 2 persons over 60, most pre existing conditions covered, nil excess, backed by Mondial, total price $187.
Having said that fortunately I have not had a claim yet.
In my opinion no matter which company you get I would advise you to pay extra (for me $17) for a NIL excess policy because if you have a policy with say $100 excess and have multiple claims you have to pay the first $100 on each and every claim.
Hoolz