Hi,
Just a word of warning. We take out travel insurance with Defence health which covers Sth Pacific and Bali (this is the Bronze cover)
I have been talking to them today because when we go over next we might pop over to Singapore for a few nights. Singapore is the next cover up so had to cancel existing insurance and up it to silver.
What I am trying to get at is when we have been in Bali in the past we have gone to Lombok and the Gilli Islands, not thinking that our travel insurance wouldnt cover us while there. Actually it wouldnt of as apart from bali everywhere else in indonesia is covered by the Silver policy. just lucky we didnt need to make a claim while away from Bali, so as a word of warning check your insurance policy to make sure it covers all of indonesia if you are thinking of travelling further afield once you get to Bali.
Cheers