In Reply to: travel insurance posted by rorope on Saturday, 10. October 2009 at 08:04 Bali Time:
I am in the same boat. I have a pre existing medical condition that 99% of insurers will either not cover or as you said charge an extra $150 to cover.
I will not travel without my condition covered so am now seriously considering Southern Cross Travel Insurance who only want an extra $50 to cover me total $146.31 for a family of 2 adults 4 kids up to 20yrs old. They will also cover my stepson who is an Australian citizen but currently living in NZ. He will fly to aussie to join us for 100% of the trip.
I have been studying the PDS & think it covers all bases. I have read all good reviews on this company so hopefully will not need to claim (have claimed last 2 trips with different insurer) but always better to be safe then sorry.