In Reply to: do most still posted by alleylou on Thursday, 6. August 2009 at 14:56 Bali Time:
are accepted at most money changers,certainly the PT Central ones anyway. The difference as already stated is minimal BUT you will need your passport to verify your identity, next visit you may need only a photocopy of it and next visit maybe nothing, once the Balinese know your face your right.
Paying for your hotel at the end of your stay is easier to do with a credit card if you have one, remember if paying in anyway other than the quoted price you will be hit for commission to exchange the rate to the currency that you are offering. Also credit card fees from your bank for exchange sometimes.