In Reply to: gold card ins posted by jheinz on Monday, 27. July 2009 at 11:22 Bali Time:
Differs from provider to provider but there is a principle that they can fall back on that says that your "holiday" must have been substantially purchased using that card. That to me means more than 50% of airfares and accommodation, just buying a cheap airfare may not be enough. I also read in the rules of one of my cards that the purchase must have a minimum value, $300 comes to mind. I was going to use my Amex gold insurance but the excess was $250 which was about the same as the claim.