In Reply to: American ATM debit card posted by jlc on Wednesday, 22. July 2009 at 20:44 Bali Time:
The starting digit should not be a zero, this could be an international agreement between the banks. I don't know i found the next part on the website of wells fargo
Can I use my Check Card overseas?
Yes, you can use your Check Card while traveling outside the United States.
Use your Check Card to get local currency at more than 1.1million ATMs in participating networks around the world. Participating network companies include Plus and Visa.
Most foreign ATMs require a four-digit Personal Identification Number (PIN) that does not begin with a zero. If your PIN doesn't meet these requirements, you can change it before you leave on your trip — just call 1-800-TO-WELLS (1-800-869-3557) or visit any Wells Fargo® ATM or location.
Use your Check Card to make purchases anywhere Visa® debit cards are accepted. When you present your card for payment, you will be asked to sign a sales slip rather than entering your PIN.
Wells Fargo will assess a $5 fee for ATM cash withdrawals made outside of the United States and a 3% foreign currency conversion fee for purchases made with your Check Card.
If you have any difficulty using a foreign ATM, use your Check Card to get a cash advance at a local financial institution. (Wells Fargo charges a $3 over-the-counter cash advance fee.) For assistance, you can call Wells Fargo toll-free from foreign counties.
How do I dispute a Check Card charge?