In Reply to: Bulk money posted by Morgans on Saturday, 6. June 2009 at 07:17 Bali Time:
If cash is stolen it cannot be replaced. Cards get skimmed. Thefts from in-room safes occur not infrequently. Travellers Cheques are readily & easily replaced. You do need your passport to change them but there will no doubt be a money changer close to your hotel. The rate is only a few cents, if that, less than the cash rate.
Up to you but I can't afford to lose my travelling money so I always take mostly TCs, some cash & cards for emergencies.