In Reply to: No fees posted by selfscented on Sunday, 18. February 2007 at 08:02 Bali Time:
I use my visa debit card through my local credit union and I get charged no annual fee, no transaction fees on ATM withdrawals outside Australia, no conversion fees etc. I don't know about cash advances because they're not available on my account. It seems my credit union is among an ever-shrinking minority still offering fee free withdrawals from overseas ATMs.
Well done finding one that everyone can apply for. I'm happy with mine, but as it is a regionally based credit union it's not much good to most other people.