Be aware also that

Posted by LynneeD on Wednesday, 14. February 2007 at 15:12 Bali Time:

In Reply to: ATM posted by Michell on Tuesday, 13. February 2007 at 19:48 Bali Time:

while some (eg. St George) don't charge a transaction fee (if you have a loan with them) they do charge a conversion fee.